INSURANCE - BENEFITS - RISK MANAGEMENT
At DFS Advisors, your privacy is extremely important to us. We want you to know that:
- We do not sell or rent to anyone the information you have entrusted to us
- We do not share your personal information with non-affiliated companies who want to market their
products or services to you (except at your request or with your consent)
- We do not offer an opportunity for you to prevent or "opt-out" of information sharing since we only
share personal information with others as allowed by law
- You do not need to contact us to benefit from our privacy protections
OUR SECURITY STANDARDS
We have high security standards to keep the information we have about you safe and secure. We your
information are those with a business need to know. Our standards to safeguard this type of information
meet or exceed the requirements of federal and state law.
INFORMATION WE MAY COLLECT AND USE
In order to provide our products and services to you, we must collect personal information. The type of
information we collect depends on the products and services you are interested in and whether you are
the proposed insured. For example, we may collect your name, address and telephone number. And we
may collect other information such as your health, financial and employment history. We may also collect
information to confirm your identity.
We may gather information about you from sources such as:
- Applications or claim forms and required medical exams or tests
- Written, electronic, telephone and other communications from you
- Medical providers, consumer reporting agencies and other companies with whom you do business
- Your transactions with us and others, such as policy, payment and claim information
We collect most information at the time of application or claim. However, we may need more information if
you request a change to your contract or other service.
In some cases, we may use an insurance support organization or an investigative consumer agency to
contents with others for whom they perform such services. These disclosures are made only as allowed
by law and with appropriate authorization from you.
CONFIDENTIALITY OF MEDICAL INFORMATION
You may have a special concern about the privacy of your medical information. We do not sell or rent to
anyone your medical information; nor do we disclose it to others for marketing purposes. We only use
and share personally identifiable medical information for the following purposes:
- To underwrite insurance
- To administer your policy or claim
- For other purposes as allowed by law, such as in response to legal process
INFORMATION WE MAY DISCLOSE
We work hard to protect the information we have about you, but sometimes it is necessary for us to share
your information with others. We may share personal information we have about you as allowed by law.
For example, we may share your information with third parties that perform services for us. In addition,
your DFS Advisors Financial Representative* and others assisting your Financial Representative, have
access to the information that they need to provide service to you.
They may also use this information to advise you of other financial products and services offered by the
DFS Advisors family of companies.
We may work with outside firms to help us develop our marketing approaches. We may share with such
firms certain identifying and non-medical transaction information, as described above. We also may
share this type of information within the DFS Advisors family of companies. This helps us to provide you
with better service. This also makes it possible for us to advise you of other financial products and
services we offer to meet your needs. We do not offer an opportunity for you to prevent this type of
sharing, which is allowed by law.
When we hire other parties to help us conduct our business, we require them to protect your personal
information. Further, we do not permit them to use or share your personal information for any purpose
other than the work they are doing on our behalf or as required by law.
We treat the information of our current and former customers in the same manner.
Generally, you have the right to review personal information we have about you. You must request this in
writing. We may charge you for copies of records you request. We will not make available information we
have collected in connection with or in anticipation of a claim or legal proceeding. If you believe that any
of our records are not correct, you may notify us in writing of any corrections you believe should be
made. If you have questions about accessing or correcting your information, please direct them to the
address provided below.
Direct inquiries to: Privacy Notice, DFS Advisors, 8140 Walnut Hill Ln #300 Dallas TX 75231
8140 Walnut Hill Lane #300
Dallas, TX. 75231
13706 Research Blvd., Ste. 211-E
Austin, Texas 78750
© Copyright 2018 DFS Advisors